Showing posts with label GTBank. Show all posts
Showing posts with label GTBank. Show all posts

GTBank, UBA and First Bank Nigeria WhatsApp Number

Banking is becoming even more easier as GTBank, UBA and First Bank of Nigeria announced their presence in WhatsApp chatting platforms. This means that customers can contact their bank Customer Service (CC) via whatsapp and request for certain services such as account statement enquiry, account balance, transfers, opening account and so on. Later on, you will know GTBank whatsapp number, UBA WhatsApp number and First Bank of Nigeria WhatsApp number.

WhatsApp is the most powerful and popular chatting platform in Nigeria hence Banks want to utilize it to their advantage and at the same time reduce the queues in the banking hall and ATM stands.

It can also be deduced that Nigerian banks are preparing for upcoming WhatsApp Pay services which is expected to be globally available soon even though its now available in India.

According to United Bank for Africa (UBA), its chatting robot called Leo will be fully available on WhatsApp starting from September 1, 2018 to answer your questions and perform your basic transactions via whatsapp.
UBA whatsapp number

GTBank WhatsApp Number "09030003911" will compliment its mobile internet banking platform and short code *737# the same way UBA whatsapp will compliment its mobile banking and USSD code *919# and first bank of Nigeria WhatsApp will support the banks internet banking and USSD short code *894#. To chat with GTB on whatsapp, add the number as a contact and save on your phone, then head over to whatsapp, search for it and start your chat.
GTBank whatsapp number

Similarly, GTBank said "it would leverage on the WhatsApp Business Solution to offer Nigerians an additional channel to connect with it for enquiry, service requests and access to other basic banking services.
First bank whatsapp number

While First Bank of Nigeria said "its WhatsApp chat banking will ensure effective services to the customers. The will enable customers to leverage the real-time messaging capabilities of the WhatsApp Business Solution to check their account balance."

WILL WHATSAPP CONTINUE TO BE FREE?
Personally, I expected whatsapp to come up with strategies to make money from the platform which has been free for years now. So it's not a surprise to know that WhatsApp has announced it will start charging businesses on its platform 0.5 cents to 9 cents per message (about N30 to N35 in local currency) for sending marketing and customer service messages in a bid to generate revenue.

Also WhatsApp is planning on displaying adverts at the "stories tab" of everyone's whatsapp.

How To Get N10,000 Airtime Via GTBank Free Airtime Promo

Nigerias most sophisticated financial institution GTBank has introduced another enticing offer called "Free Airtime Promo" which allows customers enjoy up to N10,000 free airtime when they send recharge card to loved ones.
Gtbank free airtime promo

This is how it works; recharge N2000 worth of airtime for your loved one between 9AM and 12PM daily and get free N2000 airtime wired to the phone number connected to your GTBank account.

In a bombshell, send someone airtime using the short code *737# and GTBank will give you back the value of airtime you recharged.

For GTBank customers, this is how to do it; dial *737*amount*phone number# to buy a minimum of N1000 airtime for your loved one and get back the value of N1000.

All customers can send airtime for a maximum number of five times, and when they do this, they receive #2000 five times making a total of #10000 airtime on their SIM.

SEE ALSO: Download GTBank 737 App

GTBank Airtime Promo gives additional 100% bonus to the first 2000 Customers of the day.

Box PrimeU Smartphone Is Available In GTBank Nigeria For N16,000

Are you looking for a cheap Android smartphone to buy? Box PrimeU is a budget friendly Android phone launched in the Nigerian market.

The phone very affordable so there is no surprise the specs are poor. The low-end phone has a 4-inch display with a 480 x 800 pixel resolution.
Box PrimeU
Box PrimeU Front Display

It has 5-megapixel back camera and 2-megapixel front camera. In terms of memory, there is 1gb RAM and 16GB ROM.

The phone also comes with a not so convincing 1900mAh battery. As you can see the phone is a low-end device and not suitable for you if you are looking for a phone that will deliver quality performance.

Other similar phones includes MTN’s Freetel ICE 2 and 9mobile’s Rhino 2.

The app icons on the home screen of the official phone images suggest that Guaranty Trust Bank has a hand in the production and/or marketing of this cell phone.

The icons include GTbank mobile banking app, 737 app, and GTWorld app. The Box PrimeU is currently available only on GTBank’s SME MarketHub.
Box PrimeU back

BOX PRIMEU SPECIFICATIONS AND PRICE

✔️ WIRELESS NETWORKS
2G: GSM, GPRS, EDGE 900 / 1800 MHz
3G: UMTS, WCDMA, HSDPA 2100 MHz
4G: No
SIM Type: Dual SIM

✔️ PLATFORM
OS: Android 6.0 Marshmallow

✔️ DESIGN
Dimensions: mm
Weight: g
Display: 4 inches, 480 x 800 pixels, IPS LCD display
Sensors: Accelerometer
Build:
Colours: Black

✔️ HARDWARE
Processor Type: 64-bit Quad-core
Processor Name:
Graphics Processor:

✔️ MEMORY
RAM: 1GB
Internal Storage: 16GB
External Storage: microSD

✔️ CAMERAS
Rear: 5 megapixels, auto-focus, LED flash
Video recording: Yes
Front-facing: 2 megapixels

✔️ MULTIMEDIA
Music Support: MP3/WAV/eAAC+ player
Audio:
Loudspeaker: Mono
Video Support: MP4/MPEG4/H.263/H.264 player
FM Radio: Yes

✔️ CONNECTIVITY
Bluetooth: v4.0
WiFi: Wi-Fi 802.11 b/g/n, hotspot
GPS: Yes
USB: microUSB v2.0

✔️ MISC
Charging: Regular
Battery Type and Capacity: Removable Li-Ion 1900mAh
Announced:
Availability:
Smartphone Price: ₦16,000

WARRANTY: all phones are covered under warranty, with parts readily available within market. If the phone is returned due to a manufacturing defect, it can be picked up by a technical agent and sent to the factory for repairs. Visit www.boxphones.com for more information.

GTBank Launches Dusty Manuscript Contest To Help Writers

Guaranty Trust Bank plc, Nigeria’s leading bank has launched a competition tagged ‘Dusty Manuscript Contest’ to give budding writers the opportunity to win publishing deals for their finished, but yet-to-be published, manuscripts.

According to a statement, the competition organized in partnership with publishing houses Okadabooks and Farafina, to address the challenges indigenous writers face getting their books published.

According to the statement, the top three entries in the contest will be rewarded with publishing contracts with Farafina as well cash rewards. The top 10 entries will get their books e-published by Okadabooks, including book cover design, book editing, and publicity. The top 25 book authors will also get a two-day boot camp training on writing, marketing and branding.

The statement said entries in the Dusty Manuscript Contest will be assessed by a panel of four judges which includes Eghosa Imasuen, the author of widely acclaimed novel, Fine Boys, and Yejide Kilanko, a poet and therapist in children’s mental health, Dr Ainehi Edoro-Glines, an Assistant Professor of English Language and Toni Kan, a writer and PR executive whose collection of short stories, Nights of a Creaking Bed, won the NDDC/Ken Saro Wiwa prize for literature.

The bank said the contest was part of its YouREAD initiative aimed at promoting the culture of reading.

“The Dusty Manuscript Contest is the latest in a long line of GTBank initiatives geared towards promoting the appreciation of Art and supporting creative potential. In 2017 the Bank remodelled the old Herbert Macaulay Library, Yaba into a state of the art learning and recreational facility that would give people in the community and beyond the opportunity to build capacity, gain exposure and connect with the world. The remodelled library has been the venue of regular book readings and art expositions organized under the YouREAD initiative,” the bank said.

Mr Segun Agbaje, the Managing Director of Guaranty Trust Bank plc was quoted as saying, “At GTBank we see art as not just a medium for creative expression but also as a means of livelihood, and by organizing the Dusty Manuscript Contest we are helping budding writers make a living off their works.

“By addressing the major barrier that our indigenous writers face in sharing their stories with the world, we hope to inspire and develop the next generation of award-winning and globally renowned authors.”

Guaranty Trust Bank plc is a leading African financial institution with vast business interests spanning West and East Africa, as well as the United Kingdom. The Bank has an Asset Base of over 3.213 trillion, Shareholders’ funds of 581.91 billion and employs over 10,000 people in Nigeria, Gambia, Ghana, Liberia, Sierra Leone, Cote d’Ivoire, Uganda, Rwanda, Kenya, Tanzania and the United Kingdom.

GTBank Naira Dollar Pounds Euro Exchange Rate Today November 2017

Are you searching for today's GTBank exchange rate for Dollar, Naira, Euro, Pounds FX rate in November 2017? I have compiled the complete data for you to check and comprehend. But before then, permit me to throw more light on the parallel market and how it's going at the moment. We have started noticing some stability in the Nigerian currency against the top currencies. I mean the fluctuation is not as it was some months back.
Gtbank exchange rate
GTBank exchange rate today
Most of the commercial banks now exchange dollar to naira at the same rate as it appears in the parallel market ( black market) but they also follow the trend once there is a fluctuation in the price even though the Central Bank of Nigeria (CBN) exchange rate is stable. For instancel, at the interbank market, CBN exchange rate of dollars is at 307.5 Naira empowering commercial banks to sell at higher price rate. So today, we will look into GTBank Dollar to Naira exchange rate in Nigeria as it's one of the popular financial institutions in Nigeria.

CURRENT GTBANK EXCHANGE RATE TODAY NOVEMBER 2017



✔️ GTBank dollar to naira exchange rate

1 USD to NGN — USD = Naira 367

✔ GTBank Pounds Exchange Rate

1 GBP to NGN — GBP = Naira 487

✔ GTBank Euro Exchange Rate

1 Euro to Ngn — Euro = Naira 436

✔ CAD Exchange Rate

1 cad to naira — CAD = Naira 300

✔ Ugandan Shillings Ugx to Naira Exchange Rate

1 Ugx to Ngn — Ugx = Naira 9.6

✔ India Inr to Naira Exchange Rate

1 Inr to Ngn — Inr = Naira 6.2

✔ Malaysia Myr Exchange Rate

1 Myr to Ngn — Myr = Naira 89

✔ Russia Rub to Naira Fx Rate

1 Rub to Naira — Rub = Ngn 6.6
Try
1 Try = Ngn 90

While this rates are accurate as at the time of this publication, it may slightly be different at times because the exchange rate is dynamic and this is caused by many factors.

Also I noticed that sometimes, when making a withdrawal and receiving payments, GTbank tends to charge at rates lesser than the official bank rate just like what other ​bank does. This results to you paying more when the bank sells dollars to you while you get less naira equivalent when the bank buys dollars from you. The main reason most people prefers opening a domiciliary account, withdraw their dollars and change it to naira from the malam (black market).

Incoming search queries: GTBank dollar naira exchange rate, GTBank exchange rate, Naira dollar exchange rate today, GTBank rate today, buy dollar gtbank, sell dollar GTBank...

GTWorld App Now Allows You Open New GTBank Account with Your BVN

GTWorld is of of the official apps from Guaranty Trust Bank (GTBank) that allows you perform basic banking transactions on the go via your mobile phone. Some of the transactions you can carry out on the app is checking of your account balance, statement of account, transferring money from one account to the other, funding your foreign accounts like your Dollar card, Euro and pounds sterling, you can also buy recharge cards, pay numerous bills and whole lots of other stuffs you can do with the app.
GTWorld app update
Now, the latest update of the app comes with a new feature that allows you open a new bank account with your BVN right from the app. Apart, from this awesome addition, there are other features also that accompanied it.

NEWLY ADDED FEATURES IN LATEST GTWORLD APP UPDATE

1. You can now sign up (open an account) with your BVN
2. Your BVN details is now displayed on the side menu inside the app
3. Improved account history ordering
4. Forgot PIN option
5. Airtime purchase and transfer via phone number now shows your device phonebook
6. Bugs Fixes and enhancements.

In case you don't have the app already, you can download GTWorld app on your phone now and enjoy all the benefits. You can use either password or your fingerprint (if your phone supports it) to unlock the app.

SEE ALSO: Download and Install GTBank 737 App for Easy Self service Transactions

GTBank is one of the best banks in Nigeria when it comes to technological advancement hence they have three different apps that gives customers options for easy mobile banking including their popular 737 USSD code that doesn't require internet connection.

3 Methods to Retrieve GTBank Internet Banking Login Details Without Visiting Bank

To all GTBank customers, I will show you 3 methods to retrieve your GTB internet banking login details without visiting the bank if you lost or misplaced it. This step-by-step guide will guide you and save you time as well as resources.
Gtbank internet banking login
Guarantee Trust Bank (GTB) is arguably the best bank in Nigeria when it comes to internet banking and ease of transactions. As a matter of fact, the bank already have 3 self service mobile apps for their customers for performing series of transactions without visiting the banking hall or cueing in the ATM stands. The apps includes the normal GTBank app, GTWorld app and recently, the Bank 737 App.

Meanwhile, at times you may forget or misplace your internet banking login details and that means you won't be able to login or perform transactions until you go to the bank to retrieve it. But now I want to assure that you can retrieve those login details without going to the bank but by following below methods.

The login details contains User ID and password required to sign in to your virtual banking platform. "You can retrieve your gtb internet banking log in details by calling customer care, by text and by using Gtbank 737 service code."

3 METHODS TO RETRIEVE YOUR GTBANK INTERNET BANKING LOGIN DETAILS

1.) How to Retrieve Gtbank Online Banking Login By Calling Customer Care.

I actually used this method to register for Gtbank internet banking back in 2013, but i doubt you can do that now. You can either fill an online form or register offline at the nearest gt bank.

If you have already registered and haven’t received your Log in details or lost access to your email address, you can use this method to obtain gtbank online banking login user ID and password.

Dial GTbank customer care number 08039003900 > choose the language of your choice > follow the voice and press two (2) when it ask if you want to obtain your Log-in details.
You will then be transfer to a customer care agent who will ask you some personal details about your account like account number, Date of Birth, Phone number, Maidens Name e.t.c before he/she will transfer you to a voice bot.
Kindly ask for your USER ID if you don’t know yours and write it down, before you allow him/her to transfer you to the voice bot.
The voice will ask you to enter your User Id follow by the # key, do that and it will ask you to enter your password follow by the # key.
Enter your preferred password and finally, you will be asked to confirm your password and again follow by the # key.
It will let you know if successful or not. Navigate to gtbank online banking login page (https://ibank.gtbank.com/ibank3/login.aspx).
Login with the User Id you get from the customer care agent and the password you just created. That’s all.

ALSO READ: How To Get GTBank Token Code From Your Phone

2.) How to Obtain Gt Internet Banking Login Details By Text.

Use this method if you still have access and control over the email address registered to your gt bank account.

To obtain your gtbank online banking login, just text IBANK and your NUBAN account number to 08076665555. For example text IBANK 0121456789 to 08076665555.
The Login options will be emailed to your registered email address. Navigate to gtbank internet banking log in page to confirm it’s working.

3.) Retrieve Gtbank Online Banking Login With 737 Mobile Banking Code.

You can check our previous article for the full Gtb *737* service codes.

Dial *737*6*5# and follow the on-screen prompt to retrieve your mobile/internet banking login details.

That's it for how to get back your login details for GTBank internet banking.

Download Bank 737 App From GTBank For Making Easy Transactions

Guaranty Trust Bank has Introduced yet another app for making transactions and called it "Bank 737" app. This bank 737 app works like the bank's offline *737# USSD short code but the difference is this one works with internet connection while the short code version works offline without internet. Another difference is that the USSD short code can be used in any type of phone but the app version is currently available on Android devices only for now.
Bank 737 app
In other words, the Bank 737 app is the fastest way to buy airtime and transfer funds from your mobile phone. According to GTBank, the app is simple and secured! Your card details are encrypted. Just add your debit card and you’re good to go and your mobile banking gets another swag.

Meanwhile, am still not getting it while the bank chooses to develop three separate apps for almost the same purpose. Maybe, they want everyone to be more convenient especially when one platform fails, you simply switch to another platform. At the moment, GTBank have the main GTB app, GTWorld app and now Bank 737. The main thing that differentiates the two previous apps with this one is that you can not check your account balance with this latest app but you can do so with the other apps released earlier. Maybe they will add this feature in subsequent updates.

SEE ALSO... How To Get GTBank Transactions Token Code

MAIN FEATURES OF BANK 737 APP

✔ Register and Link your preferred debit card in a few seconds
✔️ Transfer funds to any bank within Nigeria.
✔️ Buy airtime for yourself and others directly from your phone contact list

HOW TO USE THE BANK 737 APP?

✔ First, download the Bank 737 App
✔️ Register your debit card and enter all the required details as you see from the screen
✔️ Select a 737 PIN for everyday use
✔️ After registration, just login with your phone number and 737 PIN.
Bank 737
HOW TO GET THE APP?
Download Bank 737 App

You can also get more information on the website – http://www.gtbank.com/737

SEE ALSO... How To Download GTWorld App For Checking Account Balance and Other Transactions

Note, accepted cards are MasterCard and VISA cards only.

GTBank Naira Mastercard Can Be Used For Foreign Transactions Now

Honestly, it has being a difficult period for most people since Nigerian banks set limits on naira Master cards usage for foreign transaction. I have received a lot of messages from people trying to pay for one thing or the other on foreign websites but were unable because of the limitations but now it has been taking care of.

Your GTBank Naira Mastercard can now be used to shop on foreign sites such as AliExpress, Gearbest, Amazon, Google Playstore and even pay for Facebook adverts with a monthly limit of $1000

Though I have been making use of my GTBank Naira Mastercard and Dollar card for foreign transactions, some people who don't have a dollar card and couldn't use the Naira Mastercard for paying for goods and services online had to resort to using barter virtual cards. But now, am sure they will be glad at this latest development.

GTBANK RATE FOR FOREIGN TRANSACTIONS

As at yesterday, GTB charges N380 per dollar which is still very much on the high side and I’m not comfortable with that. However, if you already have a dollar account, you might not need to use your naira master card, simply fund it from your Domiciliary account or just buy dollars from Bureau de’change and initiate your transaction; but if you don’t, then you can make use of your Naira Master card.

BENEFITS & ADVANTAGES

✔ The transaction limit is now $1000 per month
✔️ It is convenient and simple to use
✔ No need of visiting the ATM centers or bank halls to make transactions
✔️ It's fast.

SEE ALSO... How To Make Use of GTConnect To Check Account Balance Sharp Sharp

DISADVANTAGES

✔ To make withdrawals with your naira master card abroad, you'll be charge N1000 instead of N420
✔ You can only withdraw $300 daily.
✔️ If you aren't careful, your Mastercard could be stolen and manipulated.

Recall that few days ago, Guaranty Trust Bank was awarded the best bank in Nigeria by an organization known as Euromoney.

Euromoney Awards: GTBank Wins Best Bank in Nigeria

Guaranty Trust Bank plc (GTBank) has won ‘Nigeria’s Best Bank & Africa’s Best Bank for SMEs’ during the 2017 Euromoney Awards which held in London in July 2017 at the prestigious Tower of London.

Now in its 26th year, the Euromoney Awards for Excellence covers more than 20 global product categories, best-in-class awards and the best Banks in over 100 countries around the world by recognizing institutions that have demonstrated leadership, innovation, and momentum in the markets they operate. In selecting its recipients, Euromoney combines quantitative and qualitative data to honor institutions that have brought the highest levels of service, innovation and expertise to their customers.

According to Mr. Clive Horwood, Euromoney Magazine’s Editor, “Nigeria went through a difficult year, as low oil prices and capital flight continued to hurt the country’s economy. Many banks struggled as a result of this but GTBank remained strong, recording significant and enviable financial and non-financial performance. According to him, the bank’s digital transformation drive has been very successful as it has enabled the bank to deepen financial inclusion across Africa with its array of tailor-made digital solutions that has made banking simpler and more accessible.

Commenting on the award, Segun Agbaje, Managing Director/CEO of GTBank said: “We are honored to win the Best Bank in Nigeria award a record eight times and to be recognized as Africa’s Best Bank for SMEs. These awards reflect our progress in building strong, value adding relationships with our customers whilst positioning the bank as the financial institution for Small and Medium Enterprises through our creation of free business platforms that are geared towards promoting enterprise in key economic sectors.”

We remain committed to maximizing shareholders’ value and delivering superior and sustainable return, guided by our founding values of hard work, discipline and integrity.

MUST READ: Download GTWorld App For Easy Mobile Banking

GTBank has consistently played a leading role in Africa’s banking industry. The GTBank brand is regarded by industry watchers as one of the best run financial institutions across its subsidiary countries and serves as a role model within the financial service industry due to its bias for world class corporate governance standards, excellent service quality and innovation.

Download GTWorld App, New GTBank Digital Mobile Banking Application

When it comes to digital, internet, mobile and best advanced bank in Nigeria, GTBank still rules as I see them as the financial institution for the Youth and SMEs. Their Mastercard is still being accepted for most online transactions involving local and foreign clients while some other banks struggles in that aspect. At least I still use my GTB card for facebook ads, paying for domain hosts, paying for goods and services online and so on. Though, sometimes I make use of their Dollar card which is also awesome because you don't have to worry about the unstable exchange rate when using it. The bank made business more simple by introducing the official GTBank app and the easy *737# shortcode but now, it has been taken to another level.

Guaranty Trust Bank has launched a new Internet banking app called GTWorld, an mobile application that brings all the transactions at your fingertips in a new science fiction style. The new platform is set to displace the former app because I see a lot of potentials with it especially the mesmerizing options of login patterns such as biometric (fingerprint and facial recognition), PIN, token and password options.

BANKING NOW MADE EASY
With GTWorld, you have a Mobile Banking App that is designed to cater to all that's important to you easily and seamlessly. The facial recognition feature means that you now have mobile banking App that recognizes you and adapts to how and when you want to bank.

THE APP'S FEATURES

✔ Login and complete your transactions using your face, fingerprint or a 4-digit PIN.
✔ Check your account balance; transfer money within your accounts and buy airtime; all without having to sign in.
✔️ Turn your contacts into a beneficiary list; send money to someone using just their mobile number.
✔️ Apply for loans and set savings target right from your phone.
✔️ Send your Account Statements to your email or to an embassy of your choice.


THINGS YOU CAN DO WITH IT

✔ Set up a new account and view your account balance(s).
✔️ View transaction history and search transactions
✔️ Fx Transfers to all Banks
✔️ Confirm and manage your cheques.

PAYMENT AND BILLS
✔ Pay bills
✔️ Transfer money to GTBank accounts and all other banks.
✔️ Buy airtime and data for self and third party.
✔️ Schedule and manage standing orders

SEE ALSO... Reasons To Use GTB's 737 Short Code


OTHER SERVICES

✔ Find GTBank ATMs and branches near you
✔️ Block your lost or stolen card
✔️ Get a New Card
✔️ Get the best deals on the SME Markethub


HOW TO USE GTWORLD APP

✔ First of all, download GTWorld apk app for Android devices. But if you are using iPhone or iPad, download it from itunes
✔️ After that, install it on your mobile device.
✔️ Launch the App and input your User ID and password.

Note if you do not have a password you may dial *737*6*5# from your registered mobile phone for your login details. And if you have forgotten your password, please click “Forgot Password?” on the login page to reset your password.

✔ At first login, you will be asked to authorize your mobile device to access the app. If this is your preferred device, please select 'Yes' and choose if you would like to create a 4-digit PIN for your banking transactions.
✔️ If you choose to create a 4-digit PIN, you will be required to agree with the Terms of Use.
✔️ A 6-digit secure code will be sent to your registered email address to verify your device. If you do not receive this message please generate a code from your hardware token or dial *737*7# from your registered phone number to obtain a one-time verification code. You can also call GTConnect on ‪08039003900 or ‪08029002900 for the verification code.

✔️ Enter this code in the app and your mobile phone will be successfully verified against your account profile. Now you can start using the App. Please note that this is required only when using a device for the first time.

✔ If you chose to use the token as your preferred means of verifying your transactions, you will also be sent the 6-digit secure code via your registered email to verify your device for the first time. Enter this code and your mobile phone will be successfully verified against your account profile. You will then be able to start using the GTWorld with your hardware or 737 Token.

✔ Please note that you will be asked to select a preferred option for login and completing your transactions, from which you have the options of Password, PIN, Token, Fingerprint and Facial Recognition. You can always change your preference in settings.

SEE ALSO... How To Open a PayPal Account in Nigeria

For those skeptical about the originality of the app especially with the suspicious email address of the developers, worry no more because before writing this, I contacted the bank and here is their reply "Hi,thank you for chatting with us. Please be informed that the GTWorld is an advanced option to our mobile banking app and has more features." So it's genuine, safe and official from GTBank.

It's available both on Google Playstore for Android users and iTunes for iOS folks. GTBank always setting the pace while others follows.

How To Create a PIN For GTBank 737 Self-Service Short Code

GTBank 737 short-code is a self-service USSD code that allows the bank customers to perform some basic transactions on their accounts such as buying of airtime of any network, fund transfers from one bank account to the other, payment of bills, checking of account balance and lots more.

In fact, all Guaranty Trust Bank customers should be conversant with the code *737# as it's simple and very convenient to use instead of going to bank hall or ATM all the time in order to carry out some tasks. GTBank's 737 shortcode service.

However, GTBank has introduced a '4 digits PIN' for more security in using the 737 short code. This is a welcome development if you ask me. If you recall, i once wrote about the lapses in the shortcode and how to make it more secured when it was introduced in 2016. You can check the article here

Without this new added verification method, someone can steal or hack into your ATM card and use the last 4 digits to have access to your bank account but with this new innovation, it is more secured and am personally liking it.

SEE ALSO... How To Get 737 Airtime From GTBank

Now, before you can complete any transaction using the 737 shortcode, you are required to generate a 4-digit PIN which is unique exclusively to you.

HOW TO CREATE A PIN ON GTBANK'S 737 SERVICE

✔️ Dial *737*5# on the phone number that is linked to your account.

✔️ Enter the last 6 digits of your ATM debit card

✔️ Now create your 4-digit PIN
You will be asked for your 4-digit PIN to complete any transactions on the service, so do not forget it.

Once you have your unique 4 digit code, you can now successfully carry out any transaction successfully and more secured.
Remember not to forget the code or disclose it to anyone. Not even your best friend!

How To Use GTConnect To Check Account Balance, Transfers, Enquiries on Your GTBank Account

GTConnect is Nigerias first ever self-service platform fully automated with an instant Interactive Voice Response (IVR) system that allows GTB customers to carry out virtually all the basic banking activities such as account balance, buying airtime of any network, fund transfers from one bank to the other, activation and deactivation of ATM card, bill payments and lots more using your mobile phone without internet.

GTConnect, which is the first of its kind from any bank in Nigeria, also gives you the option of speaking with GTB Customer Service Representatives (CSRs), 24/ 7 including public holidays and weekends.

For your convenience, your log-on details for the GTConnect service is the same as your GTBank Internet Banking Service log-on details and the Short Messaging Service (SMS).

THINGS YOU CAN DO WITH GTCONNECT

1. Enquiry: it can be used to obtain information on products, services, ATM locations and Branch locations

2. Transaction History: it can be used to retrieve history of transactions on your account as well as for 'enquiries on your account balance'

3. Transfers: You can transfer money from one account to another. These transfers can either be between your own accounts or to other GTBank customers accounts

4. Statement request: You can receive your statement of account at any time during the month by e-mail.

5. Cheque book request: To request for another cheque book has never been easier, simply place a request for a cheque book and pick up your new cheque book from your Branch

6. Issue/Reset password: You can obtain your login details for the GTBank Internet Banking Service/ GTConnect. If you have forgotten your logon details previously issued, you can have it reset.

7. Deactivate Stolen/Missing Cards: With our 24/7 service, you can de-activate your stolen or missing GTBank MasterCard and GTBank CashPlus cards at anytime of the day

HOW TO USE GTCONNECT

✔️ First of all, dial any of the GTConnect mobile numbers below 08039003900 234-1-4480000, 08029002900 with the phone number linked with you GTBank account.

✔️ Once you dial the number, you will be asked to indicate your preferred language; English, Pidgin, Yoruba, Igbo or Hausa. So select the one you understand very well. It works like MTN 180 customers service line.

✔️ Customers with log-on details should press 1 and follow voice prompts

✔️ Customers without log-on details should press 2 and then zero to speak to an operator for verification and password generation.

✔️ Customers who have forgotten their logon credentials should press 3 and follow voice prompts

SEE ALSO... How To Open PayPal Account in Nigeria and Link It To GTBank

However, the above processes can be bypassed once you call with the mobile phone number attached to your GTBank account and if you provide your 10 digit NUBAN account number.

Interestingly, this service is available and works on all account types including savings, current, Domiciliary, Dollar account, Euro account and Pounds account. So this means you can check balance with any if the accounts above.

ABOUT SECURITY AND INTERNET FRAUD
In other to avoid electronic fraud while carrying out online transactions, kindly adhere to the following tips:
GTBank will NEVER ask you to provide your PIN, Token code, Internet Banking Password or other Security information via e-mail, phone calls or text messages.
Do not respond to emails or text messages asking you to update your account details online or informing you that your account has been suspended.
ONLYaccess our internet banking portal from www.gtbank.com and contact GTConnect if you suspect or notice any discrepancy on your online transactions.
For more information, please call GTConnect on 01-4480000, 08029002900 or 08039003900 or join our GTCommunity on facebook – www.facebook.com/gtbank and Twitter - @gtbank.
Thank you for choosing Guaranty Trust Bank plc.

SEE ALSO... How To Open a Domi Account in Nigeria

MY OBSERVATIONS
I have been using this service for quite a while now. I also use the regular GTBank *737# USSD code and the Internet banking as well as mobile app. So you see, technology has made it very easy and the banking sector is more interesting now as we don't have to visit banking halls every time in order to perform some basic transactions on our accounts.

Well, so far so good, GTConnect is a wonderful innovation and it's simple to use and very fast in response. My only concern with it is it's not free. The calls you made are charged as if you are calling other phone numbers. Gtbank should make the service free of charge just like MTN 180 platform and other similar services.

For more information and enquiries, please call GTConnect on +234-1-4480000, 08029002900, and 08039003900 or Send an e-mail to ContactCenter@gtbplc.com or visit the website - www.gtbplc.com

How To Get Free N737 Airtime From GTBank

Give airtime to your loved ones in the 12 days of 737 Promo!!! Guarantee Trust Bank is currently splashing out awoof N737 worth of airtime as a bonus when you recharge your SIM card with the popular GTBank code *737#

According to the official promo announcement made on the banks twitter handle which reads below.
Get back N737 when you recharge N737 airtime for your friends and family

In other words, when you recharge another line from your regular GTBank registered phone number, you will get extra 737 Naira worth of airtime to make calls and brows.

To recharge, dial the GTBank popular USSD code *737# and follow the directions on the screen. After that, your awoof data will be sent to your main line linked to your bank account.

Meanwhile, looking at the comments from people on GTBank twitter handle, it seems some are not getting the awoof airtime while few are getting it. You can see the comments here. Do you have any question? Let's know.

New Way To Open a Domiciliary Account With GTBank, Zenith Bank, FirstBank, UBA and Diamond Bank

Opening domiciliary account (Dom) is currently achievable with GTBank, Zenth Bank, Diamond Bank, First Bank and UBA from my experiences and information gathered from colleagues and reliable sources. So if you need domiciliary account and want know how you can open domiciliary bank account in Nigeria the above banks, I have got you covered with step-by-step guide to do so.




In this post, I will show you how to open domiciliary account with these banks within 48-72hours. But before I go into details of showing you how to open domiciliary account with Diamond Bank, GTbanks, Firstbank of Nigeria, and Zenith bank, United Bank for Africa let’s understand what domiciliary account is and what it is use for.

Domiciliary Account is  simply a bank account in Nigeria that uses foreign currency in its operation. The account permits you cash in US Dollars, Pounds Sterling or Euro with your cash esteemed at the exchange rate at specified time. You fund his account is with bank deposits, explorer's checks, money inflows and lodgement of outside cash checks. 

It is not typically simple to exchange cash from Nigeria to a beneficiary abroad in light of the fact that numerous Nigeria banks are still just on the inbound cash exchange administrations rule of Central Bank of Nigeria (CBN). 

In any case, one simple method for exchanging or sending cash from Nigeria to a beneficiary abroad is through domiciliary account cash exchange. 

You can without much of a stretch exchange cash starting with one domiciliary account then onto the next either through web keeping money or by stand request exchange and this days it should likewise be possible through portable managing an account. The record encourages universal business exchange. 

In this way, in the event that you are into universal business or you need send cash from Nigeria to your relative, relative or companion abroad; you need or open a domiciliary account. Domiciliary account is a contrasting option to PayPal account. 

There are numerous Nigeria banks that offer domiciliary account administrations. Such banks incorporate Guarantee Trust Bank (GTBANK), Diamond bank, Firstbank of Nigeria, UBA, Zenith bank, and so forth.

If you are an online business guy or lady and you are yet to have a dom account, you are on a long thing as you are missing a lot. With this type of account, you will receive your foreign currencies without unnecessary deductions and you would get the best value. For instance, you will be getting the current exchange rate of over N400 to a dollar instead of N305 to a dollar when you operate with savings account.

ADVANTAGES OF DOMICILIARY ACCOUNT
  1. You can receive direct foreign currencies
  2. You can pay for international transactions
  3. It gives you more control over unstable currencies
  4. You can serve as a referee for someone

 DISADVANTAGES OF DOMICILIARY ACCOUNT
  1. You are restricted to one type of currency per account
  2. It is difficult to get referees

In this way, in the event that you are really keen on opening domiciliary account in Nigeria, underneath are processes on the best way to open a domiciliary account in Nigeria.


HOW TO OPEN DOMICILIARY ACCOUNT WITH GTBANK IN NIGERIA

Things required for opening of domiciliary account with Gtbank in Nigeria. 
To open a domiciliary account with Gtbank in Nigeria, here are the things required; 

  • National ID Card– This includes your driver's licence, Voters card, national personality ID card or global travel permit. Any of them can serve. 

  • Little Amount of Cash for Opening the Account – before the domiciliary account will be initiated, you have to deposit at least 100 dollars into the account. Try not to stress over such a great amount about this, simply ahead and acquire on the grounds that after you have effectively opened your record, you can without much of a stretch pull back the cash back whenever and pay back to the individual you obtain from. 

  • 2 Passport photographs – two as of recently taken passports are need 

  • 2 Referees – two people that would serve as ref and fill each of the two reference forms that will be issued to you are required. Both referees need must have a account each ideally with GTbank to encourage opening of the account. 

  • Utility bills – photocopy of your service bill issued in not over three months prior is required. PHCN charge, phone bill, sterile bill or Water charge; any of them can serve. 
Once the above requirements are met,

  1. Walk into any GTbank branch near you. 
  2. Request for their customer care department and tell them that you need to open a domiciliary account with them. 
  3. You can be inquired as to whether you as of now have any account with them some time recently. On the off chance that you have one. That is extraordinary! On the off chance that you don't, they will open one (current or savings) together with the domiciliary account. 
  4. After that, you will be given an outside coin account opening structure, example signature card, two reference forms for you and your ref to fill. 
  5. If you have your two refs with you at the bank, they can fill their structures and you fill yours as well and submit it. On the off chance that your refs are not present with you right there, you can choose to take every one of the forms home, fill them legitimately and give your refs each of the reference structure to likewise fill. Keep in mind, your two referees ought to be GTbank current account holders; in the event that you need them to open and initiate your domiciliary account inside 48hours. 
  6. After legitimate filling of the forms, return back to GTbank and present the forms. 
  7. After checking the forms for vital remedies and all redresses made, you will be requested that you go home. 
  8. Within 48hours, you will get an SMS from them notifying you that your domiciliary account has been opened with your account number. 
  9. Please, once you get the SMS; go to the bank again and deposit $ 100 into the account to activate your new domiciliary account. 
TIP: Do you know you can start the GTbank Domiciliary account opening online? To spare yourself of long ques and pushing inside bank hall, you can do some of the processes online and go to bank to complete few others. To open GTBank dom account online click here


HOW TO OPEN DOMICILIARY ACCOUNT WITH FIRSTBANK IN NIGERIA

Here are things required or you have to know before opening domiciliary account with Firstbank of Nigeria. 

  • You need to deposit a minimum of $500, €500 or £300 
  • Don't stress over this; you can withdraw back some a cash in cash from it after opening the account, leaving a parity of $100, €100, or £50. Notwithstanding, please take note of that there is a punishment for, it draw in a 0.5% commission. 
  • Again, money withdrawals from a money inflow or assets exchanges will (credits) pulls in a 1% commission 
  • Two (2) free and attractive references (For only Checking account ) 
  • Two (2) recently taken passport photographs
  • Utility Bill is required – PHCN charge, phone bill, sterile bill or Water charge; any of these can serve to verify your address
  • Valid method for identification e.g. Worldwide international ID, Driver's permit or National ID card. 
  • Resident permit ( for non-Nigerians) 
Once the above requirements are met;

READ ALSO... HOW TO OPEN PAYPAL ACCOUNT IN NIGERIA
  1. Walk into any Firstbank of Nigeria near you 
  2. Head straight to their customer care and solicitate that you need to open a domiciliary account with them. 
  3. You may be inquired as to whether you as of now have current or savings account with them some time recently. In the event that you don't, they will open one (current or savings) close by with the domiciliary account. 
  4. After that, you will be given a foreign account opening form, and example signature card to fill and sign. 
  5. You can choose to take every one of the forms home, fill them appropriately and return back with them to submit 
  6. After they probably gone through the forms and make essential redresses, you will be requested that go home. 
  7. Within 48-72hours, you will get a SMS notification that your domiciliary account has been opened with your account. 
  8. Go back to the bank and deposit the above stated amount to activate the account. 
  9. Once done, your record is prepared! Domiciliary record can be an alternative to PayPal account. 
TIPS:Do you know you can start the FirstBank domiciliary account opening process online? Do you know you can download the individual account opening form on the web, complete filling the forms and signature cards? Okay, now you know. Download Firstbank Domiciliary account opening forms hereAfter that, submit them to the nearest FirstBank branch



HOW TO OPEN DOMICILIARY ACCOUNT WITH ZENITH BANK IN NIGERIA
Zenith bank is one of such banks in Nigeria that offer domiciliary account services and opening domiciliary account with Zenith bank is simple and basic particularly on the off chance that you have a current record, savings or current which you have keep running for no less than 6 months with Zenith bank.

There are around couple of things Zenith bank would required from you simply like when you need to open domiciliary record with some other bank in Nigeria. 
Things required for opening of domiciliary account with Zenith bank are; 

  • A Valid ID card – This can be your National ID Card, Driver's License, or International Passport. 
  • 2 Passports – two recent and clear passport photograghs
  • Utility bill – A late service charge like PHCN bill or Water charge, phone bill, clean and so on not more established than 3 months. 
  • 2 Current Account holders/Referees – two referees with Zenith bank Current Account 
  • Little Deposit – a deposit of $100 might be required for enacting the record. If you don't mind this is opening least sum they are gathering as of the time this article is composed; the likelihood of changing the sum tomorrow is there. 
Once you meet the above requirements,

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  1. Walk into any Zenith bank office near you. 
  2. Meet their client administration Reps and solicitate that you need to open a domiciliary account with them. You will be coordinated to the individuals in control. 
  3. You will be given a Foreign Currency Account Opening Form, example signature card, two reference frames for you and your arbitrator to fill. 
  4. If you are with your officials at the bank, you can fill the structure promptly and they fill theirs. Something else, take every one of the structures home, fill them appropriately at your helpful time and give your arbitrators each of the reference structure to likewise fill. 
  5. After legitimate filling of the structure, do a reversal to the bank and present the structure. 
  6. They will get the structure, check for redresses and after that request that you go. 
  7. Within 48-72hours after check, they will send you a SMS illuminating you of your new domiciliary record and the record number.

HOW TO OPEN DOMICILIARY ACCOUNT WITH UBA IN NIGERIA
United Bank for Africa (UBA) also offers domiciliary account services although many people are not aware of this. They adopts similar method used by other banks and their requirements are as follows:

Requirements
  • Minimum opening deposit of of $100, €100 or £100, which you withdraw some part of the money. 
  • Valid means of Identification: e.g International passport, National ID or Drivers lincence.
  • Two (2) independent and satisfactory references (For Checking account only)
  • Two (2) recent passport photographs are required
  • Utility Bill, to verify your address
  • Resident permit (for non Nigerians)
After that, walk into any of the UBA nearest office and request for Domiciliary account opening.


HOW TO OPEN DIAMOND BANK DOMICILIARY ACCOUNT IN NIGERIA

Requirements
  • Minimum opening deposit of of $100, €100 or £100, which you withdraw some part of the money. 
  • Valid means of Identification: e.g International passport, National ID or Drivers lincence.
  • Two (2) independent and satisfactory references (For Checking account only)
  • Two (2) recent passport photographs are required
  • Utility Bill, to verify your address
  • Resident permit (for non Nigerians)
After that, walk into any of the Diamond bank office close to you and request for Domiciliary account opening.

That is how you can open a domiciliary (Domi) account in Nigeria and start receiving foreign currencies down here in Nigeria. If you need any question, don't hesitate to ask me via the comments section as I will do my best to guide you through. Thanks.  

MUST READ: Why You Should Use GTBank 737 Phone Banking With Good Security Measures

It's another new week and work has already started but have you ever thought about your bank account security? Have you ever followed some measures to secure your ATM cards and bank details from men of the underworld?

Recently GTBank introduced what seemed to be a very easy banking method for her customers where someone is able to recharge his phone, pay bills, transfer funds from one account to the other and lots more right from their mobile phones without having to connect to the Internet.

I believe GTBank did that to make banking easier to her customers but they left or may i say forgot the big security hole this method might cause. I was just thinking about it few hours ago and i decided to share it here with you so that you secure your banking details for the benefits of you and the bank in particular.

DISCLAIMER
This post is not sponsored by anyone and it is not to stop you from patronizing this particular GTBank service. As a matter of fact, GTBank is one of the top banks for secured online banking as they have support for virtually everything you can do online. You can as well receive US dollars payment straight into your GTBank savings account without opening a Domiciary account for that purpose. You can check my previous articles on GTBank on how to generate bank token via GTBank and how to get 1Gb data from GTBank . Having said that, we are here to give you the top measures you can apply while banking not only with this bank but other banks.


HOW GTBANK 737 CODE WORKS
Assuming you want to transfer money from one bank account to the other without Internet or going to the bank hall, all you need to do is to dial *737# from the number you used while creating GTBank account. When this code is dialed, options will come up for you to choose transaction method and the only security method provided by GTBank is to enter the last 4 digits numbers on your ATM card as PIN/password as seen in the screenshot below.


UNFORTUNATE SITUATION
Assuming you got robbed by robbers and your phone or wallet (ATM card inside) were also taking from you, do you know that this robbers can empty all the money in your bank account by just dialing the *737# and using the last 4 digits on your ATM card as PIN. Apart from robbers, even your close friends or roommate in school with bad intention could steal your ATM information and harm you with it. This can happen to any of your bank accounts, not just GTBank. Imagine the big hole!

HOW DO I PROTECT MYSELF?
Assuming you have been using this or someone close to you using it, the best measures you should take to protect your phone is by using an app lock to lock your SMS and some sensitive applications on your phone. See how to use CM security app to lock your apps. You should also provide a lock for your SIM card so that even if someone take it away from your device and insert it in another phone, it will require password to lock.
I prefer you use strong password to lock your device instead of pattern lock as pattern is easily coded.


WHAT GTBANK MUST DO NOW
No one is above mistakes and this is not just directed to GTBank but every other bank that have similar method for authentication. I suggest they should abort the use of last 4 digits on ATM cards and implement the use of personal password as authentication method before each transaction can go through. At least it would be too hard for anyone to manipulate or guess your personal password.

FINAL VERDICT
Whether you are banking with First Bank, UBA, Diamond bank, GTBank, Union Bank, Eco Bank, Sky bank etc, you should be at alert and secure your banking tools because anything that have advantage also have its disadvantages. Cashless policy and online banking is cool but without good security measures, it can be disastrous.

GTBank is among my top 3 best banks so far and i believe they have taken note 📝 of this. Continue the good work.